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We are an independent, advertising-supported comparison service. What to do when you lose your 401(k) match Should you accept an early retirement offer? This protection could cancel your loan balance or payments up to the contract maximums in case of death, disability or involuntary unemployment.How much should you contribute to your 401(k)? You can also purchase optional payment protection through First Tech’s DebtSafe program. With that line of credit, you can borrow up to $25,000 and make payments only when you carry a balance. For example, First Tech offers a revolving line of credit with rates as low as 12%.

It’s worth mentioning that First Tech has other financing options available that come with different repayment terms and APRs. How much you borrow will determine your loan term (or vice versa), and the longer the term, the higher the minimum APR.įirst Tech doesn’t publish maximum APRs for personal loans on its website, but a company representative we spoke with told us the maximum APR for all loan terms is 18.00%. Borrowers can secure a personal loan for as little as $500 or as much as $50,000.

First Tech Federal Credit Union offers a wide range of loan terms and amounts.

First tech credit union reviews